How to start investing in index funds
You do not need to pick winners. The approach that has beaten most professionals requires no forecasting at all — and the…
Today’s exchange rates, crypto and gold — plus clear calculators for the decisions that actually matter: how much your savings grow, what that loan really costs, and when you finally get out of debt.
Real market data, refreshed while you look at it: what the dollar is worth in your currency, where bitcoin is today, and the spot price of gold and silver by the gram.
Live exchange rates for 160 currencies, with the mid-market rate your bank quietly marks up. Converts both ways and charts the last 30 days.
See pricesLive prices for the major cryptocurrencies with 24-hour and 7-day moves, a converter in any currency, and a plain-English take on the volatility.
See pricesLive spot gold and silver by the ounce, gram and kilo. Value any weight you hold, and see the gold-to-silver ratio traders watch.
See pricesThirteen tools covering the money questions people actually ask. Every result comes explained, not just calculated — and nothing you type ever leaves your browser.
See what your savings turn into over time. Add monthly contributions, pick how often it compounds, and compare it against simple interest.
CalculateWork backwards from the number you want. Tell it your target and your deadline, and it tells you what to put away every month.
CalculateThree months or six? Answer four questions about your job and your dependants and get the size your situation actually calls for.
CalculateProject your nest egg to retirement day, then draw it down year by year to see how long it lasts and what it pays you each month.
CalculateWhat today’s money will be worth in ten years, and what a past amount is worth now. The quiet tax nobody sends you a bill for.
CalculateWork out your monthly payment and how much interest you’ll pay in total. With a full amortization table and a fixed-payment vs. fixed-principal comparison.
CalculateThe whole monthly payment, not just principal and interest: property tax, insurance, PMI and HOA. Then see what one extra payment saves you.
CalculateCompare the snowball and avalanche methods with your real debts: how many months each takes and how much interest each one saves you.
CalculateSee how long the minimum payment really takes — and how few extra dollars a month it takes to cut years off the balance.
CalculateAdd up what you owe every month against what you earn. It is the first number a lender looks at, and you can check it before they do.
CalculateSplit your paycheck between needs, wants and your future. Enter what you actually spend and see exactly where you drift from the rule.
CalculateOne number that tells the truth about your finances. List your assets and debts and watch it move year after year.
CalculateConvert a salary into an hourly rate and back — including the unpaid hours, the commute and the costs that come with the job.
CalculateJargon-free articles on budgeting, saving, debt, investing and the mindset behind your decisions.
You do not need to pick winners. The approach that has beaten most professionals requires no forecasting at all — and the…
The employer match is a guaranteed 100% return and millions of people skip it every year. Here is what the plan actually does,…
The two accounts differ on one question: do you want the tax bill now or later? Plus the Roth feature almost nobody knows about.